Comments on: Annuity Safety

By: Bob Richards

Bob Richards — Sun, 29 Apr 2012 17:30:58 +0000

dont put all your money in annuities. There is no single perfect investment. Life annuities are great for providing an income you cannot outlive but they wont help you with inflation. Gold is great to hedge against inflaiton but will not provide income. Each part of your portfolio should focus on a particular benefit because no single investment will handle them all. A diversified portfolio will cann address all financial threats.

By: Bob Richards

Bob Richards — Sun, 29 Apr 2012 17:27:28 +0000

This author has the same plan. Place most of my money in life annuities at age 70 and no longer worry about money as the payment will last as ling as I live. I have no heirs so the residual value is not an issue.

By: Robert E

Robert E — Sun, 29 Apr 2012 15:46:09 +0000

If you are around 70 years old, and purchase a fixed, life time annuity, you can get a 9% annual return, providing you agree to a non-beneficiary clause and no cost of living increases. When you die the insurance company keeps your investment. If you are single and have no heirs, i think it’s a no brainer. That 9% annual return is 75% tax free for the 1st 15 years. If you are 75 years old when you purchase the annuity, the rate of return is around 10-11% annually. If you plan on living to 90 or longer, makes a lot of sense.You don’t have to worry about any major downturns in the stockmarket or devaluation of the dollar. Certainly would not work for most people. I purchased 6 of them when i turned 70. All of the top insurance companies offer this.

By: yangdiana

yangdiana — Tue, 24 Apr 2012 07:46:28 +0000

If only the fixed anuities weren’t vulnerable to inflation. That’d be the day

By: SFullerF

SFullerF — Fri, 13 Jan 2012 15:46:01 +0000

My wife and are just learning about index annuities. Thanks for the info.

By: epoxy pipe lining

epoxy pipe lining — Fri, 06 Jan 2012 05:17:24 +0000

nvestment is always have 2 side… i agree the fact that annuities give you both your initial outlay investment and your profits on top of that back..

By: yazili

yazili — Fri, 30 Dec 2011 16:22:32 +0000

The best thing about annuities is the secured capital, you are guaranteed to receive back your principle investment as well as any profit.

By: Dizi Özetleri

Dizi Özetleri — Thu, 29 Dec 2011 16:02:04 +0000

Dizi Özetleri…

[...]Annuity safety | Annuities[...]…

By: Wills Texas

Wills Texas — Sun, 04 Dec 2011 23:32:48 +0000

An annuity may be a good part of an investment and retirement strategy, but I definitely don’t think it should make up more than a small portion of an overall portfolio.

By: Carlos Pundik

Carlos Pundik — Fri, 02 Dec 2011 18:11:13 +0000

Thanks for the post! I’m trying to learn about annuities…this helped!

Thanks again!